You can also donate your points to charity.
In the past, that was how most reward programs operated and hence most folks have to choose between rewards or cash back.
Select "Apply Now" to learn more about the product features, terms, and conditions.Introductory APR, wells Fargo Rewards has a 15-month 0 APR promotion on purchases and balance transfers, with the balance transfer rate good on transfers made at any time during the promotional period.This card requires you to accumulate at least 25 best christmas gifts from hawaii in Go Far Rewards (2,500 points) before you can redeem for bank account deposits and statement credits, or 20 in rewards (2,000 points) before you can redeem at the ATM.Credit Recommended, good/Excellent, highlights, new!Balance transfers cost the greater of 5 or 3, and cash advances cost the greater of 10.Advantages, no Annual Fee.Points can be redeemed for a variety of rewards like travel, cash back, merchandise and gift cards.Earn unlimited.5 cash rewards on purchases.Credit Recommended, good/Excellent, highlights, earn a 200 cash rewards bonus after spending 1,000 in the first 3 months.There are a few things I do not like about this program.We may receive compensation when you click on links to those products.
For other redemption methods, point values and minimum redemption requirements vary, but values are generally less than.015 per point.
Intro (Purchases) 0 for 12 months, intro (Transfers) 0 for 12 months, regular APR.99-26.99 (Variable apply Now on Wells Fargo secure website.
But once again, programs like Chase Ultimate Rewards, Amex's Membership Rewards have a 1 payout for gift card redemption.
Advertiser Disclosure, apply Now, apply Now, credit Recommended: Good/Excellent.
Points redeemed for airfare are worth.015 apiece, meaning a 300 ticket requires 20,000 points.
Wells Fargo Rewards comes with Wells Fargos overdraft protection service, which is available to all cardholders who also have Wells Fargo checking accounts in practice, the majority of the cardholder population.A closer Look At Wells Fargo Rewards.Chase Freedom Unlimited and Capital One Quicksilver: Wells Fargo does not allow you to apply for this card (or any Wells Fargo-branded credit card) online or by phone unless you have an existing Wells Fargo checking or savings account.Therefore, the question you have to ask yourself is why are you applying for this card?You can see a full list of their merchant partners here.This cards lack of penalty APR is a nice perk for cardholders who occasionally miss payments due to circumstances beyond their control.If youre able to spend 12,500 total in those three categories during the 6-month sign-up period youll end the period with 62,500 Go Far points, which is enough to redeem for 937.50 in airfare or 625 in cash.Fees - There is no annual fee for this card.If you dont have an existing Wells Fargo deposit account, you need to open one online or in person prior to applying for a Wells Fargo Rewards credit card.
In my opinion, the Chase Ultimate Rewards program is perhaps the best (or top 2) reward program out there and is clearly better than Wells Fargo.